UK Referral Codes & Sign Up Bonuses (2025)

UK Sign-Up Bonuses, Verified.

Welcome to The Bonus Ledger. I'm Chris, and this is my curated list of the best UK sign-up offers I've found and use myself. Tired of searching forums for referral codes that work? All links here are personally tested and verified.

Monzo Bank

Get £10 Free Cash

A top-tier digital bank with an amazing app. We both get £10 cash when you sign up and make your first card payment within 30 days.

Get Monzo

Penfold Pension

Get £25 Free

A simple, flexible private pension. Perfect for freelancers or consolidating old pensions. Get a £25 bonus added to your pension pot.

Start My Pension

Bullion By Post

Free 1oz Silver Coin

The UK's top online bullion dealer. Get a free 1oz Silver Britannia coin (worth ~£25) with your first order over £250.

Get Free Silver

Swagbucks

Bonus $3 (approx £2.50)

A popular site for earning rewards by taking surveys, watching videos, and shopping online, then redeem for cash or gift cards.

Start Earning Now

Limited Referrals

Robinhood UK

Free Stock up to $175

Another popular commission-free investing app, now in the UK. Get a free fractional share reward when you sign up and fund your account.

Claim Free Stock

Trading 212

Free Share up to £100

A popular commission-free platform for stocks and ISAs. Get a randomly selected free share when you sign up and deposit £1.

Claim Free Share

Frequently Asked Questions

How does the Trading 212 free share offer work?

After signing up via the link and depositing £1, Trading 212 will randomly award you a fractional share in a company like Apple, Tesla, or Google. The value can be anywhere from a few pounds up to £100. You must hold the share for 3 days before you can sell it and withdraw the cash.

Is the Monzo referral bonus instant?

Yes, the £10 cash bonus is paid instantly to both you and the referrer as soon as you make your first transaction with your Monzo card (of any amount) within 30 days of opening the account.

Do I need a promo code for the offers?

For most of these offers, no promo code is needed. The bonus is automatically applied when you sign up through the special referral links provided on this page. Just click the button and the code is embedded in the link.

Are these sign up offers safe and legitimate?

Absolutely. All offers listed are official promotions from well-known, UK-regulated financial companies like Monzo Bank and Trading 212. They use these bonuses to attract new customers. This website simply curates and provides a direct link to their official referral programs.

What do I need to do to get the Penfold £25 bonus?

To qualify for the £25 Penfold pension bonus, you need to either transfer a pension from another provider worth at least £50, or set up a one-off or recurring contribution of at least £50 from your bank account. The bonus is typically paid within 7 working days of meeting the criteria.